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	<title>My Free Credit Report &#187; innovis credit report</title>
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	<description>How To Get a Free Credit Report</description>
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		<title>How To Get Your Instant Credit Report And Other Credit Tips</title>
		<link>http://www.creditreportcity.org/national-credit-report/how-to-get-your-instant-credit-report-and-other-credit-tips.html</link>
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		<pubDate>Fri, 05 Sep 2008 07:10:05 +0000</pubDate>
		<dc:creator>credit report</dc:creator>
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		<description><![CDATA[How To Get Your Instant Credit Report And Other Credit Tips 
Are you at the point in your life where you are going to making some serious financial decisions which will impact the rest of your life? One such decision could be the purchase of your very first home. But you just don&#8217;t know if [...]]]></description>
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		<title>Credit, Creditworthiness and the Credit Crunch</title>
		<link>http://www.creditreportcity.org/national-credit-report/credit-creditworthiness-and-the-credit-crunch.html</link>
		<comments>http://www.creditreportcity.org/national-credit-report/credit-creditworthiness-and-the-credit-crunch.html#comments</comments>
		<pubDate>Fri, 20 Jun 2008 21:08:03 +0000</pubDate>
		<dc:creator>credit report</dc:creator>
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Credit is another word for borrowed money. Credit borrowing puts money in your bank account to spend and that is why we talk of getting &#8220;credit&#8221;, and &#8220;credit cards&#8221;.
Credit is valuable to us all for the freedom to spend when it is important to do so. The quality of life of previous generations was reduced [...]]]></description>
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		<title>3 Major Credit Bureaus &#8211; Who Are They And Why Is It So Complicated</title>
		<link>http://www.creditreportcity.org/free-credit-report-scores/3-major-credit-bureaus-who-are-they-and-why-is-it-so-complicated.html</link>
		<comments>http://www.creditreportcity.org/free-credit-report-scores/3-major-credit-bureaus-who-are-they-and-why-is-it-so-complicated.html#comments</comments>
		<pubDate>Sat, 24 May 2008 03:23:57 +0000</pubDate>
		<dc:creator>credit report</dc:creator>
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There are different scoring models for each of the three different scoring agencies, TransUnion, Experian and Equifax, these are the 3 major credit bureaus. Each of those scoring agencies has different versions of there scoring models as well. Just like computer software is updated constantly so are scoring models. This is a big reason for [...]]]></description>
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