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	<title>My Free Credit Report &#187; running a credit report</title>
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	<link>http://www.creditreportcity.org</link>
	<description>How To Get a Free Credit Report</description>
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		<title>Credit, Creditworthiness and the Credit Crunch</title>
		<link>http://www.creditreportcity.org/national-credit-report/credit-creditworthiness-and-the-credit-crunch.html</link>
		<comments>http://www.creditreportcity.org/national-credit-report/credit-creditworthiness-and-the-credit-crunch.html#comments</comments>
		<pubDate>Fri, 20 Jun 2008 21:08:03 +0000</pubDate>
		<dc:creator>credit report</dc:creator>
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Credit is another word for borrowed money. Credit borrowing puts money in your bank account to spend and that is why we talk of getting &#8220;credit&#8221;, and &#8220;credit cards&#8221;.
Credit is valuable to us all for the freedom to spend when it is important to do so. The quality of life of previous generations was reduced [...]]]></description>
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		<title>3 Major Credit Bureaus &#8211; Who Are They And Why Is It So Complicated</title>
		<link>http://www.creditreportcity.org/free-credit-report-scores/3-major-credit-bureaus-who-are-they-and-why-is-it-so-complicated.html</link>
		<comments>http://www.creditreportcity.org/free-credit-report-scores/3-major-credit-bureaus-who-are-they-and-why-is-it-so-complicated.html#comments</comments>
		<pubDate>Sat, 24 May 2008 03:23:57 +0000</pubDate>
		<dc:creator>credit report</dc:creator>
				<category><![CDATA[free credit report no credit cards]]></category>
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There are different scoring models for each of the three different scoring agencies, TransUnion, Experian and Equifax, these are the 3 major credit bureaus. Each of those scoring agencies has different versions of there scoring models as well. Just like computer software is updated constantly so are scoring models. This is a big reason for [...]]]></description>
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