My Free Credit Report

The FICO standard scale ranges from 350 all the way to 850. So, you’re probably wondering- what exactly is considered a ‘good’ credit report score? In this article we will demystify credit ratings and discover what level you should aim for to increase your borrowing power.

Brits Urged to Take Control of Their Finances
With the average Brit owning five or more credit cards and using them to juggle their way through the credit crunch it’s no surprise that financial experts are urging them to get their debt under control. We have recently seen signs that banks are starting to clamp down on credit card borrowing. Just a few months ago there were reports that Egg had written to 161,000 of its “risky” customers warning them that their credit cards would be frozen within 35 days.

Need a Free Credit Report? Get Yours Now
Your credit report affects your life in many more ways than you may think. And you’re entitled to a free copy each year so you can look at it.

The Cost of Poor Credit
Millions of Americans have credit reports that reflect a less than ideal credit history. If you fall into this category, you’ll soon find that the cost of poor credit can penetrate deeply into your life. You may not be able to qualify for a small personal loan, secured credit card or computer loan. And it doesn’t end there. Lenders, employers, landlords, insurance companies, and other organizations often look at your credit report in order to evaluate your financial status.