My Free Credit Report

Each time that you apply for credit the lender will carry out a search on your credit report, each of these searches leaves what is known as a footprint. I remember being turned down for credit when buying a sofa which was a complete embarrassment; it turned out that because I had been shopping around for secured loans too many footprints appeared on my credit report.

Credit crunch hits coffee shops (Channel 4)
Coffee shops may be the latest victims of the credit crunch as people swap takeaway coffee for home-made cuppas, figures revealed. A report from supermarket Morrisons shows sales of their instant latte have increased by 40% since this time last year and cappuccino sales have risen by 18%.

How to Take Control When You Have Bad Credit
If you have recently been denied a loan, credit card, or job due to bad credit, you should repair your credit right away. This article will show you ways to take control of your debt and repair your credit report. You can ultimately qualify for the loans, credit, and jobs you deserve.

Reasons Why Lenders Are Becoming More Strict About Lending
Many Consumers starting to educate themselves on the in and outs of credit reports and scores. In these rather turbulent times for the economy lenders are tightened up there standards of lending money. You now need a higher credit score to be approved for credit and an excellent score to receive prime interest rates.

How Well Do Your Understand Your Personal Credit Report?
You probably know all too well that the information in your personal credit report is used by the finance and credit card companies when deciding whether or not to extend credit to you, but are you aware of exactly what information your personal credit report contains? For instance, did you know that the information contained in your credit report could affect whether or not you can buy that new home or will have to remain in your current ’shoebox’?