My Free Credit Report

What do you think it is the most important piece of information while analyzing your credit report? when you apply for a loan what loan lenders use in order to determine the interest rate you will be charged is your credit score, having a good credit score then helps you getting the loan you need and saving money because of a lower interest rate. Consequently, by improving your credit score you do yourself a favor and you should be working on it right now.

Stocks plunge anew as Fed reports further weakness (AP via Yahoo! News)
Wall Street is plunging again, with the Dow Jones industrials down more than 500 points as investors agonize over the faltering economy. Stocks are down on a combination of disheartening economic data, including a big drop in retail sales and a Federal Reserve report that says tight credit conditions are hurting businesses across the country.

JPMorgan, Wells Fargo 3rd-quarter earnings fall on rising credit costs, but beat expectations (Minneapolis-St. Paul Star Tribune)
NEW YORK – In the midst of one of the nation’s worst credit crises, JPMorgan Chase & Co. and Wells Fargo & Co. managed to report better-than-expected third-quarter results on Wednesday.

Pair Of Negative Reports Put Dow Deep In The Red (The Tampa Tribune)
Investors agonizing over a faltering economy sent the stock market plunging all over again today after two disheartening reports convinced Wall Street that a recession, if not already here, is inevitable. The Dow Jones industrials dropped as much as 572 points, more than half their huge 936-point advance from Monday, and all the major indexes fell at least 5 percent.

Economy will take time to recover: White House (Reuters via Yahoo! News)
The latest economic data, including retail sales and payroll reports, combined with the credit crunch mean that the U.S. economy is in a weak state and will take time to recover, the White House said on Wednesday.

Cash or credit (Summit Daily News)
My professional life revolves around credit reports and cash. If I had to have one or the other when it comes time to buying a home I would choose for less cash and better credit.