My Free Credit Report

Each time that you apply for credit the lender will carry out a search on your credit report, each of these searches leaves what is known as a footprint. I remember being turned down for credit when buying a sofa which was a complete embarrassment; it turned out that because I had been shopping around for secured loans too many footprints appeared on my credit report.

What is a Reloadable Credit Card? What Are the Benefits?
When attempting to repair your credit combining the efforts of adding positive tradelines to your credit report and deleting negative tradelines is very effective in boosting your credit score. This will eventually save most consumers thousands of dollars in high interest fees over the years.

Consumers Need to Know Their Credit Score
I have been in the real estate industry since the early 80’s. I was a bank closing attorney, and now a full time mortgage broker. I remember the days when we ran a three-bureau credit report for clients and did an analysis of late payments and credit inquiries.

How Well Do Your Understand Your Personal Credit Report?
You probably know all too well that the information in your personal credit report is used by the finance and credit card companies when deciding whether or not to extend credit to you, but are you aware of exactly what information your personal credit report contains? For instance, did you know that the information contained in your credit report could affect whether or not you can buy that new home or will have to remain in your current ’shoebox’?